:root{
    --navy:#071a33;
    --navy-2:#0b2b55;
    --blue:#174f91;
    --gold:#ffc53d;
    --gold-dark:#e4a90c;
    --soft:#f3f6fb;
    --white:#ffffff;
    --ink:#122033;
    --muted:#607086;
    --line:#dbe3ee;
    --shadow:0 18px 45px rgba(7,26,51,.12);
    --radius:18px;
    --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
    margin:0;
    color:var(--ink);
    background:var(--soft);
    font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
    line-height:1.62;
}
a{color:inherit}
img{max-width:100%;display:block}
.container{width:min(calc(100% - 40px),var(--max));margin-inline:auto}
.skip-link{
    position:absolute;left:-9999px;top:10px;z-index:999;
    background:var(--gold);color:var(--navy);padding:10px 14px;border-radius:8px;font-weight:800
}
.skip-link:focus{left:10px}
.site-header{
    position:sticky;top:0;z-index:100;
    background:rgba(7,26,51,.97);
    border-bottom:1px solid rgba(255,255,255,.1);
    backdrop-filter:blur(14px)
}
.nav-wrap{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
.brand-logo{width:50px;height:50px;object-fit:contain}
.brand-text{font-weight:900;letter-spacing:.035em;line-height:1.05}
.brand-text small{display:block;margin-top:6px;font-size:.69rem;letter-spacing:.15em;color:#bfcce0}
.nav-links{display:flex;align-items:center;gap:22px}
.nav-links a{color:#fff;text-decoration:none;font-size:.9rem;font-weight:750}
.nav-links a:hover,.nav-links a:focus{color:var(--gold)}
.nav-cta{
    background:var(--gold);color:var(--navy)!important;
    padding:11px 18px;border-radius:999px;box-shadow:0 8px 24px rgba(255,197,61,.23)
}
.page-hero{
    position:relative;
    overflow:hidden;
    color:#fff;
    background:
      radial-gradient(circle at 82% 18%,rgba(40,106,190,.52),transparent 34%),
      linear-gradient(135deg,#152536 0%,#061d3a 50%,#07366c 100%);
    padding:72px 0 118px;
}
.page-hero::after{
    content:"";
    position:absolute;
    left:-5%;right:-5%;bottom:-132px;
    height:180px;
    border-radius:50% 50% 0 0/100% 100% 0 0;
    background:var(--soft);
}
.hero-grid{
    position:relative;z-index:2;
    display:grid;grid-template-columns:minmax(0,1.35fr) minmax(280px,.65fr);
    gap:52px;align-items:center
}
.eyebrow{
    display:inline-flex;align-items:center;gap:9px;
    margin:0 0 16px;padding:7px 12px;border-radius:999px;
    border:1px solid rgba(255,255,255,.22);
    background:rgba(255,255,255,.08);
    text-transform:uppercase;letter-spacing:.11em;
    font-size:.72rem;font-weight:900
}
.eyebrow::before{content:"";width:7px;height:7px;background:var(--gold);border-radius:50%}
.page-hero h1{font-size:clamp(2.6rem,5.8vw,5.2rem);line-height:.98;margin:0 0 20px;letter-spacing:-.055em}
.page-hero h1 span{color:var(--gold)}
.hero-copy{max-width:760px;margin:0;color:#d7e2f0;font-size:1.13rem}
.hero-panel{
    padding:24px;border:1px solid rgba(255,255,255,.18);
    border-radius:24px;background:rgba(255,255,255,.10);
    box-shadow:0 24px 60px rgba(0,0,0,.18)
}
.hero-panel h2{margin:0 0 14px;font-size:1.25rem}
.hero-panel a{
    display:flex;justify-content:space-between;gap:15px;align-items:center;
    margin-top:10px;padding:16px;border-radius:14px;text-decoration:none;
    background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13)
}
.hero-panel a:hover{background:rgba(255,255,255,.15);transform:translateY(-1px)}
.hero-panel strong{display:block}
.hero-panel span{display:block;color:#cbd8e8;font-size:.84rem;margin-top:3px}
.breadcrumbs{background:var(--soft);padding:18px 0 0}
.breadcrumbs ol{list-style:none;padding:0;margin:0;display:flex;gap:9px;flex-wrap:wrap;font-size:.86rem;color:var(--muted)}
.breadcrumbs li+li::before{content:"/";margin-right:9px;color:#98a6b8}
.breadcrumbs a{text-decoration:none;color:var(--blue);font-weight:750}
.section{padding:70px 0}
.section.white{background:#fff}
.section-heading{max-width:760px;margin-bottom:28px}
.section-kicker{
    margin:0 0 9px;color:var(--blue);font-size:.74rem;font-weight:900;
    text-transform:uppercase;letter-spacing:.13em
}
.section-heading h2{margin:0;font-size:clamp(2rem,4vw,3.4rem);line-height:1.08;letter-spacing:-.04em;color:var(--navy)}
.section-heading p:last-child{color:var(--muted);font-size:1.04rem}
.grid{display:grid;gap:20px}
.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}
.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}
.card,.link-card{
    position:relative;display:block;padding:25px;border-radius:var(--radius);
    background:#fff;border:1px solid var(--line);box-shadow:0 9px 28px rgba(7,26,51,.06)
}
.link-card{text-decoration:none;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.link-card:hover,.link-card:focus{
    transform:translateY(-4px);border-color:#9db7db;box-shadow:var(--shadow)
}
.card-kicker{
    display:inline-block;margin-bottom:10px;color:var(--blue);
    font-size:.72rem;font-weight:900;text-transform:uppercase;letter-spacing:.12em
}
.card h3,.link-card h3{margin:0 0 9px;color:var(--navy);font-size:1.25rem;line-height:1.2}
.card p,.link-card p{margin:0;color:var(--muted)}
.link-card .arrow{display:block;margin-top:18px;color:var(--blue);font-weight:900}
.content-card{
    padding:30px;background:#fff;border:1px solid var(--line);
    border-radius:var(--radius);box-shadow:0 10px 32px rgba(7,26,51,.06)
}
.content-card h2{margin-top:0;color:var(--navy)}
.content-card h3{color:var(--navy)}
.content-card ul{padding-left:21px}
.content-card li+li{margin-top:7px}
.callout{
    padding:24px;border-radius:16px;
    background:linear-gradient(135deg,#eef4fc,#fff);
    border-left:5px solid var(--gold)
}
.button-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.button{
    display:inline-flex;align-items:center;justify-content:center;
    min-height:48px;padding:0 20px;border-radius:999px;
    text-decoration:none;font-weight:900
}
.button.primary{background:var(--gold);color:var(--navy);box-shadow:0 10px 24px rgba(255,197,61,.22)}
.button.secondary{background:var(--navy);color:#fff}
.button.outline{border:1px solid #aebdd0;color:var(--navy);background:#fff}
.cta-band{
    background:linear-gradient(135deg,#06172d,#0a376b);
    color:#fff;padding:48px 0
}
.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:30px}
.cta-inner h2{font-size:clamp(1.8rem,4vw,3rem);margin:0}
.cta-inner p{margin:7px 0 0;color:#cbd8e7}
.site-footer{background:#041326;color:#c6d1df;padding:48px 0 22px}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:38px}
.footer-grid h3{margin:0 0 11px;color:#fff}
.footer-grid p{margin:0;color:#9eb0c4}
.footer-links{display:grid;gap:8px}
.footer-links a{text-decoration:none;color:#d8e2ed}
.footer-links a:hover{color:var(--gold)}
.footer-bottom{
    display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;
    margin-top:34px;padding-top:18px;border-top:1px solid rgba(255,255,255,.1);
    font-size:.84rem;color:#93a5ba
}
.table-wrap{overflow:auto}
table{width:100%;border-collapse:collapse;background:#fff}
th,td{padding:14px 15px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{background:#eaf0f8;color:var(--navy)}
.timeline{display:grid;gap:16px}
.timeline-item{display:grid;grid-template-columns:76px 1fr;gap:20px;align-items:start}
.timeline-marker{
    width:62px;height:62px;border-radius:50%;
    display:grid;place-items:center;background:var(--navy);color:var(--gold);font-weight:900
}
.timeline-content{padding:22px;border-radius:16px;background:#fff;border:1px solid var(--line)}
.timeline-content h3{margin:0 0 7px;color:var(--navy)}
@media(max-width:960px){
    .nav-links a:not(.nav-cta){display:none}
    .hero-grid{grid-template-columns:1fr}
    .hero-panel{max-width:650px}
    .grid.four,.grid.three{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:680px){
    .container{width:min(calc(100% - 24px),var(--max))}
    .brand-text small{display:none}
    .page-hero{padding:58px 0 104px}
    .page-hero::after{bottom:-144px}
    .grid.two,.grid.three,.grid.four{grid-template-columns:1fr}
    .cta-inner{align-items:flex-start;flex-direction:column}
    .footer-grid{grid-template-columns:1fr}
    .timeline-item{grid-template-columns:52px 1fr;gap:12px}
    .timeline-marker{width:48px;height:48px}
}